Investment Advisory Services
Bring a forward-looking, disciplined balance sheet management process to support your team’s efforts by partnering with Balance Sheet Solutions, LLC. Their rigorous “total return” approach to portfolio management and comprehensive suite of services enable credit unions to manage their investments proactively. Credit unions routinely utilize the services for:
Balance sheet performance guidance- Risk management advisory
- An objective viewpoint for validation purposes
- Calibrating the objectives of the board, ALCO and management teams
Built by credit unions for credit unions, Balance Sheet Solutions, LLC is wholly-owned by Alloya Corporate FCU. Solutions are tailored to each credit union’s balance sheet while mindful of the institution’s strategic goals and risk tolerances. Key services can even be repurposed, expanding their value. For example, did you know that some of the very same analysis and reporting required to meet regulations can help your credit union tune the performance of its balance sheet? Solutions include:
Objective advisory services support the CEO’s responsibility to advance profitability, mitigate risk and maintain proper segregation of duties. The team at Balance Sheet Solutions can help ensure the following are aligned:
- Risk taking
- Risk measurement
- Monitoring
- Reporting
- Corporate governance and internal controls
Establishing performance objectives helps your board of directors carry out its responsibilities. Balance Sheet Solutions helps the credit union’s board and ALCO understand how to balance the appetite for yield with the tolerance for risk – and how changes to the investment portfolio can alter the entire balance sheet (NI, NEV).
Access to in-depth balance sheet analysis and planning strengthens the role of your financial officer. By defining the risk/reward tolerance for the portfolio and advancing agreement between the board, ALCO and management team, investors can purchase investments with confidence.
Financial Literacy
As credit union professionals seek ways to enhance their financial literacy, Balance Sheet Solutions is committed to providing convenient, easy-to-access education. Free webinars are available 24/7 via the organization’s website and new topics are added each month. Educational consultations are also an option.
Strategic Purchasing... What is It?
Did you know that revenue from Balance Sheet Solutions strengthens Alloya Corporate by building its retained earnings? By engaging in "strategic purchasing" and putting the CUSO's broker-dealer services to work for your credit union, you help build a stronger corporate. A stronger corporate is positioned to deliver the benefits of aggregaion, new products and other advantages to you and other members.
Learn More
Visit www.balancesheetsolutions.org.
*Balance Sheet Solutions, LLC is a Securities and Exchange Commission (SEC) registered broker-dealer and investment advisor and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).